YOUR PLANNING TOOLS
Tools for your next step.
Choose a planner for savings, household money or your project.
Savings goal
Work out your savings gap, timeline and monthly contribution.
Open toolHousehold budget
Compare monthly income, spending and the amount you plan to save.
Open toolCoffee payments
Match the value of your delivered coffee with money received. Use the figures on your receipts.
Open toolPig-rearing cycle
Bring purchase, feed and care costs together, then compare them with your expected sales.
Open toolRainwater fund
Plan the equipment cost and the time needed to save for a rainwater tank.
Open toolQuestion draft
Choose a topic, write your message and review it before sending through your own email.
Open toolYour figures stay in this browser. Download a copy for your conversation. Calculations use your inputs and do not include SACCO rates or approval.
01 / A QUICK LESSON
Income is not all profit.
Separate sales income from all costs, including feed, travel, equipment and labour. Record each activity so you understand what remains.
Try it in a planner02 / A QUICK LESSON
Expected money is different from cash received.
Selling produce does not always mean immediate payment. Record what has been paid and what is outstanding so your plan uses money you actually have.
Try it in a planner03 / A QUICK LESSON
Break a goal into smaller steps.
Calculate the full cost, subtract current savings and divide the gap by what you can set aside each month. Update your plan when prices change.
Try it in a plannerBefore signing for credit: understand interest, all charges, penalties and the repayment schedule. Ask for the explanation in writing.
YOUR MONEY LIBRARY
Small lessons. Better prepared decisions.
Read the lesson that fits what you are preparing today.
General learning; ask your provider to explain your own contract. BNR ↗